Zero‑based budget in 30 minutes
Capture income, assign every pound a job, and finish with a simple weekly routine.
Use with Budget AutomationResources for smarter saving and confident planning 📘
This library brings together practical articles, step-by-step checklists, and simple tools that help you build momentum. Each resource focuses on clarity over complexity, so you can move from idea to action in minutes. No fluff—just the essentials you need to plan, save, and adjust with calm.
Featured guides
Start with these popular pieces. Each guide breaks down a common challenge into a series of small steps with examples you can copy. Use them to set up a realistic budget, define goals that stick, and tune cashflow so saving feels smooth rather than strict.
Need a recommendation?
Set goals you will keep
Pick dates, choose amounts, and create milestone cues that keep motivation steady.
Pair with Goal-Based Saving
Map a stress‑free cashflow
Line up paydays and bills, smooth spikes, and choose the best days to save.
Explore Cashflow Planning
Build an emergency fund
Choose a target, automate transfers, and protect your plan from surprises.
See plan options
Tidy your subscriptions
Audit recurring charges, set renewal reminders, and cut quiet leaks.
Try Insights & Reviews
Choose a payoff strategy
Compare snowball and avalanche methods with realistic monthly amounts.
Get a walkthroughChecklists and templates
Use these quick lists to speed up setup and monthly reviews. Each checklist fits on a single screen and focuses on the actions that drive results. Save them to your notes app or print and keep by your desk—whatever helps you stay consistent.
Resource FAQs
Find quick answers about how to use these materials and where to start. All resources are designed to be lightweight and effective, so you can take action in minutes and build momentum week after week.
Want tailored materials for your goals?
Tell us what you are working toward and we will point you to the best resources.